Frequently Asked Questions

Have a question? You may be able to find the answer below.


APPLY FOR A LOAN: You need a job or proven source of income and you must be at least 18 years of age. All signed loan Agreements are subject to verification or prior history and application data.

LOAN APPROVAL: Your application will be either approved or declined based on the lenders evaluation of the information you provide. You will may be required to email additional information.

Our loans range from $5,000 to $90,000. The amount of your loan will be determined by verifying and analyzing the information in your application.

We verify our applications 24 hours a day. Once final verification is complete and approved, we will transfer the funds to your bank within 3-5 days. You can contact your bank's ACH department to verify that funds have been credited to your checking account. If you receive a bank draft, the money will be sent by mail.

Our services are available to customer nationwide.

Neither bad credit nor bankruptcy will affect your loan approval; however, your bankruptcy must be discharged for a minimum of 6 months.

It's important to note that APR is not always the same as interest rate. Many factors can affect the cost of a loan, and interest rate is just one of them. APR takes into account a number of factors, including whether the rate is appropriate.

FirstMayfield's policy allows up to 2 applicants to use the same bank account, as long as both are authorized users on the account.

You need a job or proven source of income, an email address, and be at least 18 years old. All signed loan agreements are subject to verification of loan history and application data. Your application will be approved or denied based on our review of your complete application.

You will typically be notified within a few hours, but on average it takes 6-12 hours before our system reflects our review of your application.

FirstMayfield does not perform credit checks but verifies the information against a number of national databases and soft credit checks may be performed, however, this does not appear on your credit report.